Compassionate Guidance for a Fresh Financial Start

At Amicangelo & Theisen, we understand that financial hardship can be overwhelming. If you’re struggling with debt, facing creditor actions, or wondering if bankruptcy is right for you, we’re here to help. Our experienced attorneys approach each case with empathy and professionalism, ensuring you receive clear legal guidance during what can be a difficult time.

Which Type of Bankruptcy Is Right for You?

• Chapter 7 (Liquidation Bankruptcy):
  If your income is low and you have mostly unsecured debt—like credit cards or medical bills—Chapter 7 may offer the most relief. Qualified debtors can discharge eligible debts and retain exempt assets as defined by state or federal law.
• Chapter 13 (Debt Reorganization Plan):
  If you have a steady income and want to keep your home or car, Chapter 13 may be a better fit. It allows you to reorganize debts into affordable monthly payments over three to five years—offering a structured path forward.

Each chapter serves different situations, and we’re dedicated to helping you understand your options so you can make a confident decision.

Why Choose Us?

• Personalized Counsel: We’ll walk you through eligibility requirements, potential exemptions, and how to protect your home or assets.
• Education and Support: We provide guidance on mandatory credit-counseling and financial management courses required by law.
• Tailored Solutions: Whether you’re leaning toward a swift discharge (Chapter 7) or a structured repayment plan (Chapter 13), we tailor our counsel to your unique needs.

Ready to Explore Your Options?

We’ll review your financial situation, discuss your goals, and advise you on the most appropriate bankruptcy path. Let us help you turn the page to a more secure financial future.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.